Pay less, earn more

Exciting Visa Offers

Sign up for select Visa* cards and you'll:

  • get up to 15,000 welcome points,** 
  • pay no annual fee + for one year, and
  • pay only 3.9% interest for six months on any balance you transfer from a current card to your new Visa.

Get up to 15,000 welcome points**

Apply for any of the following Visa cards and earn welcome points on us!

  • Centra Visa Gold Card - 10,000 points
  • Travel Rewards Visa Gold Card - 10,000 points
  • Visa Infinite Card - 15,000 points

Pay less interest

Transfer a balance from a current credit card to your new Visa Card and you’ll pay only 3.9% interest on that balance for six months. Plus, there are no hidden transfer fees!

Pay no annual fee for a year

Apply for a Visa Infinite Card and you'll pay no annual fee+ for a year. That's a $120 value!

Enjoy no fee banking

To take advantage of these offers, you need to be an Innovation member, which is great news. Our No-Fee Bank Account could save you as much as $360/year in bank fees!


* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

** 10,000 Welcome Points Terms and Conditions

Balance Transfer Terms and Conditions

First Year Annual Fee Rebate Offer Terms & Conditions