The tag icons are part of the new budgeting tool. You can ignore them completely if you aren't interested in budgeting.

If you do choose to use them, they're a fantastic way to help you keep track of your expenses and the categories they fall under.

Simply tap the tag icon to assign your expense to a specific budget category. For example, your mortgage payment could be assigned to Housing. 

Yes, the personal finance management tool is completely free for all our members using online or mobile banking.

To access the budgeting tool, simply:

1. Login to online banking or your mobile app
2. Tap on the “More” option from the menu
3. Tap on “Budget Tool”
4. Tap on “Goals”

You can then create new goals, budgets, set dates, and track your progress.

You can only set one goal per account, but you can easily open a new savings account in seconds to accommodate new goals. You can also update your goal at any time as your plans change.  

You'll notice there are already some common spending categories created for your convenience. You can add up to five additional categories however, that better meet your goals and needs.

Under the budget section, you can select Add New Budget to create a new spending category. It will automatically create an icon based on the first letter of your category name. You can then tag your transactions using that spending category.

Things happen and sometimes we don’t reach all our goals on time. With the budgeting feature, you can simply adjust your goal and set a new date so you can get right back on track!

You sure can! You can receive text or email progress notifications to help keep your goals top of mind.

You can also receive alerts when you’ve reached a budget threshold.