What kind of rewards can I earn?
You can choose from:
- Over 60,000 top-selling merchandise items, including products from Best Buy catalogue†
- Gift cards from over 60 of Canada’s top retailers†
- Cash rewards in the form of statement credit†
- Private vacation rental or hotel accommodation, flights, and travel experiences†
Where can I use my rewards points?
You can redeem your reward points across an exciting range of products and services.
- Shopping†
- Charity†
- e-Vouchers†
- Entertainment†
- Flight tickets†
- Hotel bookings†
How do I redeem my reward points?
To redeem your rewards points, visit Collabria's reward headquarters.
What are the eligibility requirements to apply?
You must meet the following three requirements:
- Proof of Age: You must be 18 years of age or older
- Proof of Residence: You must be a Canadian resident
- Innovation Membership: You need to be an Innovation member. If you’re not, apply for a No-Fee Bank Account in minutes!
Who can I contact for support with my card?
24/7 cardholder service
Canada & US 1.855.341.4643
International 1.647.252.9564
Card Activation 1.866.498.3840
Do I need to let you know if I’m travelling with my card? Why?
Your security is very important to us. If Collabria, our Visa issuer, notices irregular activity on your card, particularly from out of country, they may put a stop on your card.
That's why it's important if you're travelling to let Collabria know so you have easy access to your funds. Call Collabria at 1.855.341.4643.
How do I change my phone number and billing address for my card?
Call Collabria at 1.855.341.4643 or email info@collabriafinancial.com.
Need more help choosing your credit card?
Try our card selection tool!
**Terms & conditions apply. Visit Innovation Federal Credit Union - Visa Benefits for details.
†Terms and conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
1The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value for redeeming for merchandise and travel may vary.
4Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
6Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
*Trademark of Visa Int., used under license. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.