Find Your Perfect Visa
Cash Back Visa Infinite* Card
A premium card for your every day life.
- Earn bonus rewards points on groceries2, digital streaming3, sustainable transit2, and more!
- Be protected with valuable insurance benefits
- Enjoy Visa Infinite Exclusive benefits**
- Easily transfer cash rewards1
- Redeem points for a variety of items†
Visa Infinite* Card
- Maximize your rewards4
- Enjoy exclusive benefits**
- Earn cash rewards1
- Redeem points for a variety of items†
Cash Back Visa* Card
Earn cash rewards1 plus, pay no annual fee!
- Pay no annual fee
- Earn cash rewards1
- Make purchases using your phone
- Easily transfer cash rewards1
- Redeem points for a variety of items†
Centra Visa* Gold Card
Collect rewards4 while paying a low annual fee and interest rate5.
- Pay a low annual fee
- Enjoy a lower rate5
- Redeem points for a variety of items†
- Make purchases using your phone
US Dollar Visa* Card
Earn rewards4 whenever you go to the United States or shop online with a US company.
- Pay a low annual fee
- Avoid foreign transaction fees
- Redeem points for a variety of items†
- Make purchases using your phone
- Pay your bill from your Innovation US Account
Hear from our outstanding Visa members!
“Visa Infinite purchase protection and extended warranty insurance is a great feature!”
“Visa Infinite purchase protection and extended warranty insurance is a great feature!”
Need more help choosing your credit card?
**Terms & conditions apply. Visit Innovation Federal Credit Union - Visa Benefits for details.
†Terms and conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
1The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value for redeeming for merchandise and travel may vary.
2If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
3If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
4Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
*Trademark of Visa Int., used under license. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.