Join the 65,000+ members who bank with us!
Hear from our outstanding Visa members
“Visa Infinite purchase protection and extended warranty insurance is a great feature!”
“Visa Infinite purchase protection and extended warranty insurance is a great feature!”
Questions?
What kind of rewards can I earn?
You can choose from:
- Over 60,000 top-selling merchandise items, including products from Best Buy catalogue†
- Gift cards from over 60 of Canada’s top retailers†
- Cash rewards in the form of statement credit†
- Private vacation rental or hotel accommodation, flights and travel experiences†
- Charity donations†
How do I redeem my rewards?
To redeem your rewards points, visit Collabria's reward headquarters.
Where can I use my rewards points?
You can redeem your reward points across an exciting range of products and services.
- Shopping†
- Charity†
- e-Vouchers†
- Entertainment†
- Flight tickets†
- Hotel bookings†
What are the eligibility requirements to apply?
Proof of Age: You must be 18 years of age or older
Proof of Residence: You must be a Canadian resident
Innovation Membership: You need to be an Innovation member. If you’re not, apply for a No-Fee Bank Account in minutes!
Who can I contact for support with my card?
24/7 cardholder service
Canada & US 1.855.341.4643
International 1.647.252.9564
Card Activation 1.866.498.3840
Do I need to let you know if I’m travelling with my card? Why?
Your security is very important to us. If Collabria, our Visa issuer, notices irregular activity on your card, particularly from out of country, they may put a stop on your card.
That's why it's important if you're travelling to let Collabria know so you have easy access to your funds. Call Collabria at 1.855.341.4643.
How do I change my phone number and billing address for my card?
Call Collabria at 1.855.341.4643 or email info@collabriafinancial.com.
Need more help choosing your credit card?
Try our card selection tool!
**Terms & conditions apply. Visit Innovation Federal Credit Union - Visa Benefits for details.
†Terms and conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
1The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value for redeeming for merchandise and travel may vary.
4Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
Google and the Google Pay logo are trademarks of Google LLC.
®Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.
*Trademark of Visa Int., used under license. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.