Congratulations!

Based on your savings preferences, you have many options to reach your goals: a FHSA Savings Account, an RRSP Savings Account, a TFSA Savings Account, a Redeemable RRSP, or a Redeemable TFSA.

Choose what's best for you!

Redeemable RRSP

Retire sooner plus enjoy easy access to your funds.

  • Earn tax deductions
  • Borrow from your RRSP for your education or first home
  • Earn higher interest than with a basic savings account
  • Enjoy tax-free earnings
  • Guarantee your investment
  • Choose a 1-year term ($1,000 minimum investment)

For full details, please see our account and fee information (pdf).

Withdrawals are taxed.

Apply Now

RRSP Savings Account

Save for your $1,000 minimum RRSP deposit requirement. AND easily transfer funds to your RRSP!

  • Earn tax deductions
  • Enjoy no minimum deposit requirements
  • Pay no monthly fees

For full details, please see our account and fee information (pdf).

Withdrawals are taxed.

RRSP Eligibility:

  • Under age 71
  • Resident of Canada
  • File income taxes in Canada
  • Social Insurance Number

 

Apply Now

Redeemable TFSA

Earn more interest and save on taxes. Plus, easily access your money when you need to.

  • Reduce tax
  • Access your money
  • Pay no monthly fees
  • Earn higher interest than with a basic savings account
  • Earn cash dividends through our Member Rewards program
  • Guarantee your investment
  • Enjoy tax-free withdrawals
  • Choose a 1-year term (minimum $1,000 investment)
  • Enjoy tax free withdrawals

For full details, please see our account and fee information (pdf).

Contributions are not tax-deductible on your income tax return.

Apply Now

TFSA Savings Account

Save for your $1,000 minimum TFSA deposit requirment. AND easily transfer funds to your TFSA!

  • Reduce your taxes
  • Enjoy no minimum deposit requirements
  • Earn cash dividends through our Member Rewards program
  • Pay no monthly fees
  • Withdraw your funds without penalty
  • Enjoy tax free withdrawals

For full details, please see our account and fee information (pdf).

Contributions are not tax-deductible on your income tax return.

TFSA eligibility:

  • Age 18 and older
  • Social Insurance Number
Apply Now

FHSA Savings Account

Save for your first home tax-free! Plus, earn interest at an incredible rate.

  • Earn tax deductions
  • Enjoy no minimum deposit requirement
  • Pay no monthly fees
  • Withdraw your funds without penalty
  • Enjoy tax free withdrawals

Learn More

Contributions are not tax deductible on your income tax return.

FHSA Eligibility

  • Age 18 to 71
  • Resident of Canada
  • Social Insurance Number
  • First-Time Home Buyer
  • Innovation No-Fee Account Holder
Apply Now

Note: Over Contribution Penalties apply.

To obtain the most up to date information about your RRSP, TFSA, and/or FHSA contribution room, you can:

  • Visit the CRA website and choose My Account or My CRA after you log in,
  • Call the CRA’s Tax Information Phone Service at 1.800.267.6999 (TIPS), or
  • Notice of Assessment
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