Congratulations!

Based on your borrowing preferences, we recommend you apply for a Open Fixed Mortgage or Closed Fixed Mortgage. These are both mortgages with a fixed interest rate.

Choose what's best for you

Open Fixed Mortgage

Enjoy flexible repayment without penalty. Plus, protect yourself against rate increases.

  • Interest: compounded annually
  • Term Length: 1 year
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Amortization: as per lending schedules
  • Fees: 
    • Applicable application fees
    • Credit Bureau Search: $5.80
    • Person Search: $18.00
    • Other fee consideration from 3rd parties such as legal and appraisal fees may apply
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.

Closed Fixed Mortgage

Pay a lower interest rate on your mortgage. Plus, protect yourself against rate increases.

  • Interest: compounded annually
  • Term Length: 6 month, 1, 2, 3, 4, 5, 7, and 10 years
  • Payment Options: Flexible
  • Additional Payments: Not more than 20% of the original amount of the mortgage during each 12-month period from the anniversary date. This privilege is not cumulative and does not apply if you wish to prepay the mortgage in full.
  • Amortization: as per lending schedules
  • Fees: 
    • Applicable application fees
    • Credit Bureau Search: $5.80
    • Person Search: $18.00
    • Other fee consideration from 3rd parties such as legal and appraisal fees may apply
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.





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